Stephen Finch

Partner in Banking & Finance, and Business & Corporate

Stephen Finch has worked for over 25 years in the banking & finance industry. He has extensive experience in consumer credit, securitisation, syndicated lending, project finance, asset finance, leasing, invoice discounting, factoring, banking service contracts, lending and bank security documentation. He has a present interest in representing clients in the oil, gas and energy sectors.

Stephen is highly regarded in the fields of asset finance and retail banking and an acknowledged leader in Consumer Credit Law. Chambers UK has categorised him as a leading individual and senior statesman in the industry who “is sought after for his ‘depth of knowledge of consumer credit matters.’”

For many years, Stephen worked with the Finance and Leasing Association serving on its Legal, E-Banking and Non-Prime Finance Committees. He has regularly lectured and contributed articles on Retail Banking Law in the UK and European Law developments for the UK Finance and Banking industry. He was until recently a contributor to the Consumer Credit section of Sweet & Maxwell’s Practical Commercial Precedents.


Preparing for bank standard customer loan documentation.
Acquisition of portfolios and finance companies.
Advising on FCA compliance for prime and near-prime lenders.
Commercial joint venture agreements for oil and gas exploration.
Multilateral syndicated banking facility agreements.
Acquisition and sale of companies operating in the banking and energy sectors.