Mark Gardner

Partner in Dispute Resolution & Commercial Litigation,
Insolvency & Corporate Recovery

Mark is a straight talking and practical solicitor dealing with debt recovery, insolvency, commercial litigation and dispute resolution. Described by Legal 500 as being at the ‘top end for resolving contested debt issues’, ‘very enthusiastic, practical and pragmatic’, and recommended in the directory from 2008 to 2012.

Qualifying as a solicitor in 1988, he has spent more than 30 years specialising in resolving disputes and has been closely involved with the Insolvency Act 1986 since it came into force.

Mark is passionate about his work and recognises that insolvency is much more than the collapse of a business, there are the livelihoods of employees and creditors to consider and his particular talents lie in finding creative solutions to deal with insolvent situations.

It is important to Mark that he not only finds the right solution/resolution to any issue but in addition that clients learn from their experience.

Due to the flexible nature of the work environment and the low overhead this means that clients’ cases are dealt with by a senior solicitor without the “designer” price-tag usually associated with that level of fee-earner.

Clients range from local individuals to national companies covering a broad range of businesses including engineering, recruitment, manufacturing, solicitors, web-designers, suppliers, tradesmen, transport, commercial landlords and accountants.

Debt Recovery

Mark has undertaken debt recovery work for his entire career and builds relationships with his clients to aid them in avoiding problems re-occurring as part of the fixed fee package. Mark provides a “hands on” and “bespoke” debt recovery service for clients.

Commercial Litigation & Dispute Resolution

Mark provides a seamless transition from debt recovery to commercial litigation when claims become contested. Having considered the merits before commencing proceedings, Mark deals with any defence and the procedural steps to bring the matter to trial as soon as is practical – considering any appropriate offers/dispute resolution options that should be made or considered.
Over the years Mark has developed a network of trusted professionals who can bring their areas of expertise to assist in the resolution, enquiry and enforcement processes.


Mark has been actively involved with insolvency since the legislation was updated in 1986 and is consulted regularly by insolvency practitioners and bankrupts/their partners or spouses to assist in the resolution of the issues that arrive in an insolvent situation.


Boundary dispute involving 2 properties valued at over £1 million once completed – total success with orders declaring boundary in favour of client, order for the removal of encroaching built structures and restitution of land and due to effective use of court offer rules indemnity costs, uplift and increased interest awarded – interim award of costs of £90,000 on account
Recovery of overdrawn directors’ loan accounts of over £140,000.00 from dismissed director and asserted counterclaim of £550,000.00 concerning allegations of falsification of various documents
Software copying and unauthorised use of same, damages and undertakings to restrain continued use
Bulk debt recovery against former employees of client in respect of sums outstanding under training bond
Challenges by trustee in bankruptcy in respect of various transactions and income streams challenging the inter-relation of various strands of insolvency legislation
Recovery of significant outstanding fees for recruitment consultant and supply of temporary employees including winding up proceedings and interpretation of terms and conditions of business
Various land related recoveries and issues for substantial land owner and property owner including dilapidations, breaches of covenant, rent arrears
Successfully defending application for relief from forfeiture of commercial takeaway premises by 2 out of the 3 original tenants – application dismissed with interim award of costs of £29,000 on account


Mark’s updates

Commercial rent arrears and premises recovery extension to 2022 – is there an alternative solution?

June 18, 2021

Insolvency procedures as a result of the ongoing pandemic

February 16, 2021

The elusive quest for High Street survival

March 05, 2019

Insolvency: Government initiatives fail small business

May 23, 2018

Are auditors to blame for Britain’s high-street woes?

April 10, 2018

Pre-action protocol for debt claims will impact businesses with individual debtors

September 06, 2017

School governors need to be aware of insolvency legislation

April 19, 2017